Debt Free or Bust

More Bad News – Debit Card Compromised

Somebody out there has my debit card number, and they’ve run up $389 in online charges on video games. I hate this. And I always seem to find out about it on Friday afternoon after the banks close. My bank has Saturday hours, so I’ll have to take care of this tomorrow morning.

I’m going to have to get another debit card.

I think this is still fallout from when I tried Project Payday back in July. I’ve had several fraudulent charges show up on my debit card ever since then. If I put a block on my current debit card number and get a new one with a new number, it will solve the problem.

September 21st, 2007 Posted by joubess | Cost Increases | 2 comments

House Payment Going Up Not Down

I just got my escrow analysis statement from my mortgage company. Since my homeowners insurance premium was so high last year, my escrow balance is below the minimum allowed. To prevent that from happening this year, my mortgage payment is going up $60 per month starting October 1, 2007. That means I’ll be paying an extra $720 into escrow this year.

Next year I’ll have an escrow overage, and my house payment will go down again next year.

$720 more in mortgage payments, and I need to add $6550 to my emergency fund in case of hurricane damage. I’m afraid to ask what’s next.

Damn.

September 21st, 2007 Posted by joubess | Cost Increases | no comments

Latest from DealDotCom

Niche Marketing on a Silver Platter
As promised, Dealdotcom.com returns in a big way. If you’re not constantly building new sites, you’re going to be left behind. Nichefiles provides the raw material for any kind of website that can increase your production tenfold. No matter what site you make, you’re going to need graphics and content. NicheFiles gives it to you. Not sure [...]