Dave Ramsey Baby Step 1 - Done!
I’m a Dave Ramsey follower, patron, client, I guess. First, I read Dave’s book “The Total Money Makeover” and signed up on the MyTMMO website to use the tools available there. I could have used a spreadsheet, but the forum is definitely worth the annual cost of membership, plus you get all the neat tracking and budgeting tools.
I completed Baby Step 1 on May 31, 2007! I have a baby emergency fund.
On to baby step 2 - Debt Elimination (debt snowball).
This blog will document my journey from huge, paralzying debt ($157,171) to debt freedom, hopefully while keeping my sanity.
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