Man!!! The IRS just plain sucks!
I just opened today’s mail, and I got another letter from the IRS telling me they applied my stimulus check to my IRS debt. That sucks. I guess you only get to stimulate the economy if you don’t owe the IRS.
Now I’ve got to come up with an extra $774 to finish paying my dentist and my attorney. I’ll have to focus on the dentist first and the attorney second. My permanent crown was installed last week and I still owe $325 on the work.
I still owe my attorney $449 before I can file for bankruptcy.
Can you go broke going broke? If you can even figure out what I mean by that…
Good news? Why yes, there is some. I’m earning a fair amount of money from home working with others on their websites for an hourly rate or flat fee. With the on-going hourly rate jobs, I bill weekly. With the flat fee jobs, I bill half up front and half when finished. I’m already making as much monthly as I was when pizza delivery tanked on me. I don’t have to drive around to do it either, so that good.
Tutoring is starting out slowly, but I have two steady students and expect more in the coming couple of weeks.
I printed two fliers to put around at friend’s and colleague’s offices, one for tutoring and the other for website work. I need to get my backside over to Kinko’s, make copies and distribute them during the rest of this week.
A broadcast email will also be going out to my friends’ email list letting them know I’m available so they can help hook me up. I have a fantastic network of friends that I don’t ask to help me often enough. I’m not an island unto myself and I have to remind myself of that sometimes.
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I am doing something similar to your idea here of using my blog to get out of debt, etc., when I came across this site. I haven’t been doing it this was for anywhere near as long as you have,and found your site interesting, though I do have a question about something… Why are you using an attorney to file bankruptcy? This is something you can do on your own, fairly easily, and will save you money. Attorneys are an expensive option for this; I bet your attorney never mentioned that you can apply to the bankruptcy court to waive the filing fee, either did he?
Comment by KD | September 15, 2008
KD, I know that I can file on my own, but each state’s laws are a little different and using an attorney in Louisiana is necessary. The court here will not wave the $299 filing fee until after the bankruptcy and the trustee decides if you qualify for a refund. I have to pay it up front.
My attorney is charging $500 but her fee has been worth a lot. Louisiana’s laws are more complex than most other states and you have to account for everything you own here. There is no blanket amount for personal belongings. There are exempt and non-exempt items and you have to know which are which or the sheriff will be out to collect the non-exempt items if you own too many or if they suspect you own more than you are declaring.
All bankruptcies are audited by the feds, so it’s vital to get the legal stuff right. An honest mistake nowadays can land you in federal prison. If you filed yourself and didn’t get everything right, the court here doesn’t consider that a valid reason not to lock you up. They will tell you that you should have hired an attorney. That’s why I hired an attorney.
It may be different in your state.
Comment by joubess | September 17, 2008