I already answered the job questions, house questions and about the pets, and about why I filed in comments and previous posts. I’m not a chemical engineer, I’m a chemist. Different degree required and all. I teach now or is teaching not a career? I haven’t burned any bridges, there just aren’t industry jobs here in my areas of expertise with my number of years of experience (20)

And don’t call me an addict. You don’t know me. I’m not addicted to anything except maybe coffee. Take my coffee away and I’ll scratch your friggin eyes out. You can have my computer. I can use one at the library to check my email.

I probably don’t spend near as much time online as you do. I trade TV time for reading books (made out of paper) and online time. How much TV do you watch? I watch a couple of hours of TV a week. There are a few shows I really like and I watch them on Friday nights.

What have you read lately? I’ve finished 12 non-fiction books and 4 fiction books since January working 50 hours a week. Not 200-page paperbacks either, 500+ page hardback books with Times-New Roman font size 10 print. I didn’t buy them either. I checked them out of the library and read them for free.

I make a few hundred dollars a month online from affiliate sales and freelance writing. That is beginning to grow a little now that my URLs have been around awhile and my Google PR is higher. That gets more sales.

I guess you think blogging, marketing a blog and putting products on a blog takes a bunch of time. It doesn’t. I maybe spend 10 hours a week on it. Right now I’m spending less time than that because I’m sharing the desktop computer with my son. That’s all I have unless I want to give up reading, and I don’t.

My other income streams are pizza delivery and summer tutoring. After being laid off, I’ll never depend solely on a single income again. Losing it is too likely in today’s job market, even as a teacher.

Sherri (my real name)

Then I guess you aren’t really serious about paying off the money you took, and claimed you would pay back. Bottom line.

Additional bottom line input — You seem to do a whole lot of magical thinking and excuse making between a lot of blah blah words that you use to make yourself and your situation *seem* rational.

The idea of the ‘net as some money machine. BS — you are simply addicted (yes addicted) to messing around on the ‘net, much like gamblers want the dice, and alcoholics want their drink, and and sex addicts need their dalliances… You just want to use the excuse that it *could* make money for you (but you, of course, know better deep inside. Look at the amount of hours it takes versus cost versus return… it’s literally insane to hold out hope that blogging can become a significant NET income generator for you!)

All this CFP talk, etc — total crap. You have proved you are NOT to be trusted with your own money, much less the financial affairs of others. Get a regular, boring job. Try to amortise the money blown on your degree and past work experience. Why can’t you rehabilitate yourself as a Chem Eng? Did you really burn your bridges that badly?